Licensing Processing Guidelines
Not all carrier appointments will be processed immediately, as most carriers require new business submission in order to issue an agent code. Contracting submissions with new business are prioritized to expedite new business. To view processing guidelines please click here.
**Please be aware that most states have LTC & Annuity CE that must be completed prior to dating a client application. You can check here for the state you plan to solicit in or contact us for verification that you are CE compliant prior to taking the application.
The following carriers do not require E&O for appointment:
Fidelity, Transamerica Family Markets,, American General, Oxford, and United Home Life.
Click Here for AML Training
Aetna Final Expense
Kansas City Life
Kemper Guaranteed Issue (Requires Pre-appointment for all states)
Lightning Issue Term Plan
Life of the Southwest
Mutual of Omaha
National Guardian Life
National Guardian Disability
National Western (Pre-appointment required for MI,PA,UT,WY)
Old Mutual/Fidelity and Guarantee Life
Transamerica Family Market
United Home Life
Value Benefits of America
My MD ASAP Appointment Request
Value Med Plan
William Penn NY Click Here for Non-Resident Licensing
Important Hierarchy Information: Certain states require non-resident licenses in order to receive overrides.
Click Here to view carrier advance guidelines, dual and pre-appointment details, scholarship eligibility, and additional appointment guidelines.