New client-approved video to share: Meet Bestow
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Product News
Protective: New TeleLife Process is Easier and Faster!
For EZ-App℠ users, TeleLife just made it easier to ensure customers get and stay engaged in the underwriting process. When they complete a portion of the interview online, you’re one step closer to helping them reach their protection goals.
It’s as simple as 1-2-3. Here’s how it works*:
- You introduce the online portion of the process:
- Submit EZ-App drop ticket with the customer’s email address
- Prompt your customer to use the email link that is sent to them
- Your customer accesses the link from the email:
- Registers and logs in
- Completes
- Electronic Consent & Honesty Statement
- HIPAA authorization
- High level medical questions
- Upload Identification (optional)
- Submits it to TeleLife
- TeleLife representatives:
- Complete the remainder of the interview via phone call
Be sure to include their email address on your EZ-App drop ticket and help customers start the underwriting interview online.
Learn how TeleLife can help take the administrative work off your plate at finpro.protective.com.
*Note: You can opt out of partial online completion during the EZ-App submission process if your customer prefers a full phone interview.
Let’s deliver on our promises. Together.
AIG Announces Plan to Rebrand its Life & Retirement Business as Corebridge Financial
Dear Most Valued Partner,
This afternoon we are announcing our new name and brand that we plan to use once we are a public company, and we wanted you to be among the first to know.
Please click here to read the press release.
Lafayette Life: DocuSign Expansion
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Securian SecureCare III is here!
| Give your LTC clients a benefit boost |
| The wait is over! SecureCare™ III is now available in all states except AZ, CA, CT, DC, DE, IN, MT, ND, NY and SD.
SecureCare III, a long-term care (LTC) and nonparticipating whole life insurance policy, is the next evolution in our SecureCare product line. It has all the things you love – plus more flexibility. From enhanced premium payment flexibility to choosing the protection that matters most, clients can custom build the LTC solution that works for them. Join us for a webinar to uncover what’s new with SecureCare III: § Simplified product design § Three return of premium options, including LTC Boost1 § Competitive sweet spots § And more! |
| Visit website › |
| SecureCare III marketing tools |
| Your one-stop shop for marketing |
| Get the tools › |
| SecureCare III video resource library |
| Product training accessible 24/7 |
| Get started › |
Prudential Life Essentials: 03/28/2022
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Allianz Life Pro+® Advantage rate change effective April 5
Levinson Team:
We continuously monitor and evaluate our products to ensure they align with the promises we’ve made to our new and existing policyholders. Effective April 5, we will be making adjustments to cap and participation rates for Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy.
Please note not all index rates are changing; click the link below to view the rate changes.
Note the following new business rules:
- Applications must be in force no later than Monday, April 4th, 2022 in order to receive the rates effective prior to Tuesday, April 5th, 2022.
- Any applications not in force by Monday, April 4th, 2022 will receive rates effective Tuesday, April 5th, 2022 or later.
New business product illustrations will be updated and available April 5, 2022. To view all the current rates as of today, please visit rate watch.
Allianz Today – Allianz Life Pro+ Advantage rate change
Rates
New rates are typically effective the first Tuesday of the month, with a preview of declared rates available one week prior.
Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy rate change
Effective April 5, 2022
We continuously monitor and evaluate our products to ensure they align with the promises we’ve made to our new and existing policyholders. Effective April 5, we will be making adjustments to cap and participation rates for Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy.
What happens after your clients apply for life insurance?
Our latest video walks your clients through our underwriting process after they’ve applied for life insurance. Sharing it with your clients is a good way to stay connected with them and prepare them for the next step in the application process.
› Learn more about our underwriting process and watch our updated video
Will your clients’ retirement income take a “HIT”?
Health care, inflation, and taxes make up the “HIT” – and they’re three reasons why your clients’ retirement income may not go as far over time as you think. Below are resources explaining why some retirement expenses just can’t be predicted – and how an annuity with an opportunity for increasing income (either built in or as an optional rider for an additional cost) can be a possible solution as part of an overall portfolio.
› Client video
› Email video to clients and web banners
Surebridge Stats and Updates!
I hope you are finishing the 1st quarter of 2022 strong. Below are some updates from Surebridge.
Survivor Views Cancer Debt Statistics
Bonus – There is still plenty of time for agents to qualify for Surebridge’s current bonus program (attached). Now is a great time to remind agents of the incentive to make sure they hit the baseline to qualify.
New Signature Process – Surebridge is implementing a new signature process on 3/25 which will no longer require Docusign. This change will improve the onboarding process for new agents and streamline the signature process on the application.
Product Highlight – This month I’m highlighting Surebridge’s CIWise (Critical Illness). I have attached a recent survey from the American Cancer Society. Key Findings include:
- 70% are concerned about incurring medical debt from their cancer care and treatment
- 51% of cancer patients and survivors report incurring medical debt as a result of the cost of their cancer care
- 53% of debt-holders (as a result from cancer) are facing collections
Critical Illness is one way to protect against the financial risks of cancer. Surebridge’s CIWise Highlights include:
- Issue Ages: 0 to 90 (Max Issue Age in CA is 64)
- Benefit Amounts: $5,000 to $100,000 ($50,000 for 64+)
- Guaranteed Issue of $5,000 or $10,000 (Ages 0 to 63)
- 3 Category Approach (Cancer, heart, and other) allows multiple payouts and ability to carve out a category
Prime DVH Rate Adjustment – There will be a rate increase for Prime DVH on 5/7 in 13 states. Additional states will follow. If we have not had a chance to discuss this change, please let me know if you would like to schedule a call.
Principal: Disability Income for Medical Staff & Physicians!
they’ve worked hard to achieve—their income
Whether physicians are just starting out as a resident or they’re established in their career, we’ve got underwriting programs designed to help them get the individual disability income (DI) insurance protection they need:
- Select professional monthly limits for graduating residents: $7,500 for all M.D. and D.O. physicians and specialists (except psychiatrists and podiatrists)
- High monthly limits for established physicians or graduating residents with contracts: $30,000 for 4A-M/5A-M occupation classes
- 20% multi-life discount and a 10% select occupation discount for OB-GYNs and pediatricians1
- Graduating resident program (available Jan. 1 through Sept. 30 of their graduating year):
– 20% resident discount
– No routine labs for any amounts except for cause
Approach clients with this flyer
