Value Certain 20 provides guaranteed lifetime coverage with limited payments.
Kansas City Life Insurance Company is pleased to announce our newest product addition to our Whole Life portfolio – the Value Certain 20, which will be accepted beginning Jan. 21, 2019.
With the new Value Certain 20, there is not a lifetime of premiums that your client would encounter with a traditional whole life policy. This limited pay whole life policy lets them pay premiums for only 20 years. Then the policy is paid up and your client does not have to make another life insurance premium. However, their life insurance policy remains in force for their entire life and pays a death benefit.
Aside from the guarantees offered with whole life insurance, Value Certain 20 offers several optional riders consumers are looking for including the following:
- Accidental Death Benefit – pays an added benefit if death results from a covered accident.
- Chronic Condition Benefit – provides access to up to 80 percent of the policy’s face amount when the insured requires assistance with two of the six activities of daily living or requires substantial supervision to protect him or herself from threats to health and safety due to severe cognitive impairment.
- Waiver of Premium – provides protection in the event of the insured’s future total disability.
Contact our marketing team to learn more!