American Amicable: Important Update: Term Made Simple 30 Year Term is Back!
effective July 27, 2021, the new 30-year term plans with updated rates will be available.
Check out the new rates on our most popular quoting tool, Phone Quoter,
at www.insuranceapplication.com. You can also run illustrations, download illustration
software, and access quick quote sheets on our Company website.
Term Made Simple already has GREAT rates for the 10, 15 and 20 year plans and is one of our most
popular and competitively priced simplified issue products! Some key selling points to remember:
Term coverage from $50,000 to $500,000
Non-Med process: no blood or urine
Issue ages 18 through 75 depending on term duration
No phone interview on applicants through age 64
One page application
Quick Issue (3-day turnaround on most cases)
Liberal height and weight limits
Great riders to include (available in most states)
Critical Illness rider with 100% payout
Short term 2-year disability with up to $1,500 monthly payout
Accident Only DIR with up to $2,000 monthly payout that you
can add on self-employed individuals
Waiver of Premium for Unemployment Rider
Waiver of Premium
Children’s Insurance Agreement
Accidental Death Benefit
Three great no cost riders (available in most states)
Terminal Illness benefit
Confined Care benefit
Chronic Illness benefit