Important changes to Gerber Life Insurance Products

Product Changes Include:

Whole Life Insurance

Effective 12/15/2021, the minimum face amount for Gerber Life’s Whole Life Insurance is decreasing from $50,000 to $25,000.  The updated marketing material will be available for download on the Agent Portal and FormsPipe on 12/15/2021.

Accident Protection

Effective 12/15/2021, changes to Accident Protection will be implemented.  Changes include:

• Face amounts from $50,000 – $250,000 available in all states (except CO).
• Issue ages updated to 18-69 in all states (except CO) for all face amounts – no age banding.
• Spousal coverage available up to 100% of main insured’s benefit amount.
• The policy form number will change, and a new application will be required in the state of Florida effective 12/15/2021. The old version of the application will be accepted until 02/12/2022. For a list of of policy form numbers and state availability, click here.

The Accident Protection marketing material and Florida application have been updated to reflect the changes outlined above. The updated application kit and marketing material will be available for download on the Agent Portal and FormsPipe on 12/15/2021.  The electronic application will also be updated for applications submitted on 12/15/2021.

Please note: Accident Protection will be temporarily unavailable in Colorado effective 12/15/2021.  An email will be sent communicating when Gerber Life will resume accepting applications in the state.

Gerber Life Duet^TM

As a reminder, Gerber Life Duet will be discontinued on 12/15/2021.   All product information including paper application kits, marketing material, quoting, and the electronic application will be removed from the Agent Portal on 12/15/2021.  Gerber Life Duet applications received on or after 12/15/2021 will not be processed.

Secondary Addressee in Illinois

Effective 12/15/2021, as per Illinois requirement, Gerber Life will provide all applicants with the opportunity to designate a Secondary Addressee to receive notice of lapse or cancellation of the policy based on nonpayment of premiums for all life insurance products.